KMS offers flexible access to a broad universe of investment vehicles, platforms, and custodial relationships. Your KMS advisor can target those vehicles and investment approaches appropriate to your needs and objectives.
KMS maintains selling agreements with hundreds of fund groups representing thousands of funds. The custodial platform selected by your advisor provides support information on available funds, participation in no-transaction-fee programs, etc.
Stocks, Bonds, ETFs, and Options:
Most KMS advisors are licensed to help select and trade these standard brokerage investment vehicles, consistent with your objectives and risk tolerance.
Brokerage Account Products & Services:
Primary, full-service clearing is through Pershing LLC, a BNY Mellon Company, but we also work closely with Charles Schwab & Co., TD Ameritrade, and Fidelity as custodial choices for accounts managed on an advisory fee basis.
Fee-based Advisory Services:
KMS is an SEC-registered investment advisor (RIA). KMS advisors may offer their own portfolio management, financial planning and consulting, as well as a full array of third-party asset management platforms and specialist managers.
In addition to a broad choice of individual retirement accounts (IRA) and other standard, tax-deferred vehicles, a number of KMS advisors offer advice and service to employer-sponsored retirement plans and plan participants.
Annuities & Insurance:
KMS offers a menu of select variable annuity/life and fixed indexed annuity/life products through its advisors who maintain insurance licensing. KMS generally is not involved in the sale of other insurance lines such as medical, disability income, property casualty, or traditional life insurance.
"Alternatives" - Direct Participation Investments:
KMS may, from time to time, offer specially selected "alternative investments" such as private limited partnerships, non-traded REITs, etc. However, the limited liquidity and focused nature of such programs involves considerable risk and a high hurdle with respect to investor suitability.
See additional information on Special Risks and Considerations related to: